body {
 padding: 0; 
 margin: 0;
 background-image: url('images/bg.gif');
 font-family: Arial, Helvetica, sans-serif;
 color: #000;
 text-align: left;
 vertical-align: top;
}
#header {
 width: 900px;
}
#nav {
 width: 900px;
 height: 43px;
 text-align: center;
 padding: 0px;
 margin: 0px;
 background: #3a661c;
}
#mainpic {
 width: 900px;
 height: 240px;
 padding: 0px;
 margin: 0px;
 background: #b9b6a9;
}
#leftcolumn { 
 vertical-align: top;
 text-align: left;
 color: #333;
 background: #00082a;
 margin: 0px;
 padding: 25px 5px 20px 15px;
 width: 230px;
 border-bottom: 4px solid #0f1008;
}
#contactform { 
 vertical-align: top;
 text-align: left;
 font-size: .75em;
 color: #fff;
 background: #00082a;
 width: 200px;
}
#rightcolumnhome { 
 vertical-align: top;
 text-align: left;
 color: #000;
 background: #dfe0e1;
 margin: 0px;
 padding: 0px 20px 20px 20px;
 width: 600px;
 font-size: .9em;
 line-height: 1.5em;
 border-bottom: 4px solid #0f1008;
}
#rightcolumn { 
 vertical-align: top;
 text-align: left;
 color: #000;
 background: #dfe0e1;
 margin: 0px;
 padding: 0px 20px 40px 20px;
 width: 600px;
 font-size: .9em;
 line-height: 1.5em;
 border-bottom: 4px solid #0f1008;
}
#leftcolumn2 { 
 color: #fff;
 height: 400px;
 background: #00082a;
 margin: 0px;
 padding: 0px;
 width: 172px;
 border-bottom: 4px solid #0f1008;
}
#rightcolumn2 { 
 vertical-align: top;
 text-align: left;
 color: #333;
 background: #dfe0e1;
 margin: 0px;
 padding: 0px;
 width: 727px;
 border-bottom: 4px solid #0f1008;
}
#righttext { 
 vertical-align: top;
 text-align: left;
 color: #333;
 padding: 0px 20px 10px 22px;
 width: 680px;
 font-size: .9em;
 line-height: 1.5em;
}
#righttext2 { 
 vertical-align: top;
 text-align: left;
 color: #333;
 padding: 10px 20px 40px 22px;
 width: 680px;
 font-family: "Times New Roman", Times, serif;
 font-size: 1.1em;
 line-height: 1.7em;
}
#names { 
 vertical-align: top;
 text-align: left;
 color: #333;
 padding: 0px 20px 10px 22px;
 width: 680px;
 font-size: .9em;
 line-height: 1.4em;
}
#footer { 
 width: 820px;
 font-size: 8pt;
 text-align: left;
 color: #00082a;
 background: #a8a9a9;
 padding: 10px 10px 20px 80px;
}
.small { 
 color: #0a5aab;
 font-size: .8em;
 line-height: 1.3em;
 font-weight: bold;
}
.small2 { 
 color: #333;
 font-size: 8pt;
 font-weight: bold;
}
.disclaimer { 
 font-size: .8em;
 line-height: 1.3em;
}
h1 {
 font-family: Arial, Helvetica, sans-serif;
 font-size: 1.2em;
 color: #1b1c15;
 text-decoration: underline;
}
h2 {
 font-family: Arial, Helvetica, sans-serif;
 font-size: 1.4em;
 letter-spacing: .1em;
 color: #073667;
}